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Residential Loan Originations Increase 17 Percent – “A dip in interest rates early in the year combined with lowered mortgage insurance premiums for FHA loans. California (up 64 percent), Palm Bay-Melbourne-Titusville, Florida (up 61 percent), and.

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Homes in Foreclosure Increasingly have Positive Equity – This is 17 percent of all U.S. properties with a mortgage. In the fourth quarter of 2013 RealtyTrac. (36 percent), Palm Bay-Melbourne-Titusville, Florida (35 percent), Cleveland (35 percent), Akron.

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