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If you are a Real Estate Professional or Mortgage Broker, how. – If you are a Real Estate Professional or Mortgage Broker/Loan Officer, how has the current housing/mortgage market affected you financially? Are you considering making any short or long term changes in your career? How are you coping with the current economic situation as to how it affects your business?

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What's Ahead For Mortgage Rates This Week – July 2nd, 2018. – The average rate for a 5/1 adjustable rate mortgage was four basis points higher at 3.87 percent. Discount points averaged 0.50 percent for fixed rate mortgages and 0.30 percent for 5/1 adjustable rate mortgages. New jobless claims rose to 227,000 first-time claims filed from the prior week’s reading of 218,000 claims filed.

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Down Payments 101: Is It Worth It to Put More Than 20 Percent. – If you do choose to invest more than 20 percent in your down payment, it’s possible that you will gain access to a lower interest rate for your mortgage. Many lenders look favorably on homebuyers that are investing more of their own money and borrowing less. Be sure to check with your mortgage advisor to find out if you qualify for lower rates.

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